What is a Mirror Will?

Modified on Fri, 21 Oct 2022 at 03:01 PM

Mirror Wills are simply identical Wills that a couple make, leaving everything to each other.


For example, Mrs Smith’s Will might specify: ‘I give everything to my husband on death, but if he dies before me it goes to my children.’


Mr Smith’s Will would then say: ‘I give everything to my wife on death, but if she dies before me it goes to my children.’


However, what most people don’t anticipate is that if you leave everything to your partner in a Mirror Will and they then need care in later life, the Local Authority is likely to take most of the assets you have worked so hard to build up together.


Even if your partner does not need care, a Mirror Will won’t guarantee that your children or grandchildren will receive any of your assets. In fact, your estate can pass sideways outside of your family if one of your children remarries, gets divorced or has financial difficulties.


Lots of our clients come to us having made Mirror Wills with another firm. We can contact the previous firm for you to arrange for the return of your current Will, and set up the new Will to replace it.


Get in touch with our team at 0800 788 0500 or email support@aprilking.co.uk – we have locations across the UK, and we will arrange an appointment that is convenient for you.

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